Listings in Waterfront Retirement Communities

Waterfront Retirement Communities

Many active seniors dream of retiring to a waterfront community. Watching the sunset over the water, hearing the sound of the pounding surf, watching the water birds, and having direct access to beaches and marinas all sound like wonderful ways to spend your golden years. But often, retirees give up on the idea quickly when they consider their budget; homes and condos with amazing ocean views can be prohibitively high-priced.

If you have always dreamed of living on the water, but are worried about the expense, never fear: Affordable waterfront retirement communities do exist – you just need to think a little outside the box to find less costly options. There are many active adult communities along the shores of lakes, rivers, and bays as well as oceanfront properties, so you can still spend your retirement years beach combing, boating, fishing, and watching the aquatic wildlife while hanging on to some of your nest egg.

There are a wide variety of waterfront retirement communities located on the shores of inland lakes across the country. In Southern states such as Georgia and Arkansas, lakefront homes and warm climates give these communities a vacation resort feel, and plenty of opportunity for fishing, boating, and swimming in your leisure time. Farther north, in Colorado, or along the coastlines of some of the Great Lakes, the weather may be cooler, but there are still a broad range of water-related recreational activities, such as scuba diving Lake Michigan’s Manitou Passage shipwrecks, canoeing, sailing, fly fishing, or even ice fishing in deep winter.

Riverfront properties can also be great for waterfront retirement on a budget. There are several waterfront retirement communities along the Missouri and Mississippi Rivers, or if you are interested in a more striking, arid landscape, you might look into properties along the Columbia River Gorge in inland Oregon and Washington. Many retirees enjoy trolling for walleye by boat or fishing from the banks of these rivers; and watching the river waters rolling on by can be its own form of relaxation.

Alternatively, if the smell of salt sea air appeals to you, you may find your perfect retirement home along the shores of bays and inlets. Alabama, Louisiana, Florida, Georgia, and North and South Carolina have a wealth of beautiful bays and bayous. In fact, there are over 40,000 Carolina Bays spread throughout NC, SC, and GA. Farther north, the New England coastline also offers bayside living with a number of waterfront retirement communities along the rocky shores.

Of course, if you have the budget for it, you have a huge number of senior housing options for that dream retirement among palm trees, ocean sunsets, and rolling surf. Sun Belt states offer retirement communities along the beaches of the Gulf of Mexico; California’s sandy beaches are lined with active adult communities; Florida has the Gulf, the Keys, and the Atlantic coastline; and the Northeastern and Pacific Northwestern states both offer retirement locations with arresting views of crashing waves and rocky promontories.

To begin looking for waterfront retirement communities that fit both your lifestyle and your budget, you can search our database by precise location using the zip code, or simply choose a state or region and begin browsing through our database of properties. Our listings offer helpful details such as pricing, contact information, amenities, and property descriptions, as well as photos to give you a clear idea of the water views to be had at each location.

Miles Grant Country Club- Stuart FL

in Winter Retirement Homes, South Florida, Waterfront Retirement Communities, Retirement Resort Communities, Golf Course 55+ Retirement Communities, Florida, Affordable Retirement Communities, 55 Plus Golf Homes, 55+ Condos

On Intracoastal Waterway, Miles Grant is perfect for those seeking a country club atmosphere at affordable prices. Private 18 hole walkable golf course, HarTru tennis courts, kayak racks, pier, restaurant, bar & full social calendar. Homes & condos.

5101 SE Miles Grant Rd
Stuart, Florida 34997

Bookmark this |Send E-mail

Vizcaya Lakes 55+ Community Port Charlotte Florida

in Small Town Living, Waterfront Retirement Communities, Retirement Lake Resort, Port Charlotte, Florida, Affordable Retirement Communities

Vizcaya Lakes provides you with the ultimate Southwest Florida 55+ lifestyle combined with affordable homes. This scenic oasis offers abundant landscaping, stunning sunsets, and a splendid lakefront amenity center, with a glittering 30-acre lake.

4052 Hollis Avenue
Port Charlotte, Florida 33953

Bookmark this |Send E-mail

Harbor Cove Waterfront Resident-Owned Affordable FL 55Community

in Waterfront Retirement Communities, Venice Florida, Seniors Real Estate Specialist, Senior Communities, Manufactured Homes, All Florida, Affordable Retirement Communities,


499 Imperial Drive
North Port, Florida 34287

Bookmark this |Send E-mail

Park Place 55 Plus Community Sebastian FL

in Small Town Living, Waterfront Retirement Communities, Retirement Resort Communities, Retirement Lake Resort, Florida, Affordable Retirement Communities

On a secluded lake in a charming seaside hamlet, you'll find Park Place, a close-knit, 55+ lakefront retirement community on Florida's renowned Treasure Coast. The highlights of this gated community are the spring-fed lake and the amazing clubhouse.

1001 West Lakeview Dr.
Sebastian, Florida 32958

Bookmark this |Send E-mail

Pelican Bay Over 55 Community Sebastian Florida

in Small Town Living, Waterfront Retirement Communities, Retirement Resort Communities, Florida, Affordable Retirement Communities

Residents of Pelican Bay enjoy resort-style Florida 55+ living combined with the alluring coastal beauty of the Intracoastal Waterway on the Treasure Coast, and features such as the lovely amenity center, a private fishing pier and wonderful homes.

8600 U.S. Highway 1
Sebastian, Florida 32976

Bookmark this |Send E-mail

The Islands, Luxury Living on the Manatee River - Parrish, Sarasota, Bradenton FL

in Winter Retirement Homes, Waterfront Retirement Communities, Vacation Resorts, Vacation Home 55+ Communities, Summer Homes, Small Town Living, Sarasota, Retirement Resort House, Retirement Resort Communities, Master Planned Communities, Luxury Homes, Golf Course Community, Custom Home Communities, Bradenton, Beach & Waterfront Retirement Communities, 55+ Friendly Homes

The Islands features premier waterfront homes and homesites with views of natural preserves, harbors, lakes and the tranquil waters of the Manatee River. This private 225-acre gated community caters to nature lovers, golfers and boaters alike.

11831 River Shores Trail
Parrish, Sarasota, Bradenton, Florida 34219

Bookmark this |Send E-mail

Riverside Club 55+ Golf & Boating Resort Ruskin Florida

in Waterfront Retirement Communities, Golf Course 55+ Retirement Communities, Florida, Affordable Retirement Communities

Nestled on the Little Manatee River in Tampa Bay's SouthShore district, Riverside Club is the area's premier golf and marina community. This waterfront, master-planned community is highlighted by a a par-71, 18-hole golf course, and a 48-slip marina.

2550 Pier Drive
Ruskin, Florida 33570

Bookmark this |Send E-mail