Listings in Waterfront Retirement Communities

Waterfront Retirement Communities

waterfrond retirement community

Many active seniors dream of retiring to a waterfront community. Watching the sunset over the water, hearing the sound of the pounding surf, watching the water birds, and having direct access to beaches and marinas all sound like wonderful ways to spend your golden years. But often, retirees give up on the idea quickly when they consider their budget; homes and condos with amazing ocean views can be prohibitively high-priced.

If you have always dreamed of living on the water, but are worried about the expense, never fear: Affordable waterfront retirement communities do exist, you just need to think a little outside the box to find less costly options. There are many active adult communities along the shores of lakes, rivers, and bays as well as oceanfront properties, so you can still spend your retirement years beach combing, boating, fishing, and watching the aquatic wildlife while hanging on to some of your nest egg.

There are a wide variety of waterfront retirement communities located on the shores of inland lakes across the country. In Southern states such as Georgia and Arkansas, lakefront homes and warm climates give these communities a vacation resort feel, and plenty of opportunity for fishing, boating, and swimming in your leisure time. Farther north, in Colorado, or along the coastlines of some of the Great Lakes, the weather may be cooler, but there are still a broad range of water-related recreational activities, such as scuba diving Lake Michigan’s Manitou Passage shipwrecks, canoeing, sailing, fly fishing, or even ice fishing in deep winter.

Riverfront properties can also be great for waterfront retirement on a budget. There are several waterfront retirement communities along the Missouri and Mississippi Rivers, or if you are interested in a more striking, arid landscape, you might look into properties along the Columbia River Gorge in inland Oregon and Washington. Many retirees enjoy trolling for walleye by boat or fishing from the banks of these rivers; and watching the river waters rolling on by can be its own form of relaxation.

Alternatively, if the smell of salt sea air appeals to you, you may find your perfect retirement home along the shores of bays and inlets. Alabama, Louisiana, Florida, Georgia, and North and South Carolina have a wealth of beautiful bays and bayous. In fact, there are over 40,000 Carolina Bays spread throughout NC, SC, and GA. Farther north, the New England coastline also offers bayside living with a number of waterfront retirement communities along the rocky shores.

Of course, if you have the budget for it, you have a huge number of senior housing options for that dream retirement among palm trees, ocean sunsets, and rolling surf. Sun Belt states offer retirement communities along the beaches of the Gulf of Mexico; California’s sandy beaches are lined with active adult communities; Florida has the Gulf, the Keys, and the Atlantic coastline; and the Northeastern and Pacific Northwestern states both offer retirement locations with arresting views of crashing waves and rocky promontories.

To begin looking for waterfront retirement communities that fit both your lifestyle and your budget, scroll down to see our listing.

Mississippi retirement community - Bemidji Minnesota (MN)

in Waterfront Retirement Communities, Minnesota, Bemidji Retirement House MN, Manufactured Homes

Mississippi Retirement Community offers manufactured home sites on and off with access to the Mississippi river. Site rentals in over 55 gated retirement community in Bemidji Minnesota (MN).

4361grant valley rd. n.w.
Bemidji, Minnesota 56601

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218 7517891

Pelican Bay Over 55 Community Sebastian Florida

in Small Town Living, Waterfront Retirement Communities, Retirement Resort Communities, Florida, Affordable Retirement Communities

Residents of Pelican Bay enjoy resort-style Florida 55+ living combined with the alluring coastal beauty of the Intracoastal Waterway on the Treasure Coast, and features such as the lovely amenity center, a private fishing pier and wonderful homes.

8600 U.S. Highway 1
Sebastian, 55+ Communities Florida 32976

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Lakeshore Landings 55+ Community Orlando Florida

in Waterfront Retirement Communities, Retirement Resort Communities, Retirement Lake Resort, Florida, Affordable Retirement Communities, Orlando

Lakeshore Landings is a close-knit, gated community on Lake Catherine featuring fabulous resort-style amenities and Southern charm in the heart of Orlando. Discover a peaceful, serene setting for retirement living at Orlando's hometown 55+ community.

2000 West 33rd Street
Orlando, 55+ Communities Florida 32839

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Sunlake Estates 55+ Community Grand Island Florida

in Small Town Living, Waterfront Retirement Communities, Retirement Lake Resort, Florida, Affordable Retirement Communities

Discover the lure of sunshine and peaceful waters at Sunlake Estates, Lake County's best waterfront 55+ community. Beneath the endless blue skies of the Central Florida landscape, Sunlake Estates offers you a fun-filled Florida vacation lifestyle.

1045 Great Lakes Blvd.
Grand Island, 55+ Communities Florida 32735

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Stonebrook 55+ Community Homosassa FL

in Small Town Living, Waterfront Retirement Communities, Retirement Resort Communities, Florida, Affordable Retirement Communities

Stonebrook offers small-town atmosphere, fantastic home value, and the best in resort-style 55+ living. The community is highlighted by winding tree-lined streets, nine spring-fed ponds, a tranquil nature preserve and a terrific clubhouse.

960 S. Suncoast Blvd.
Homosassa, 55+ Communities Florida 34448

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Harbor Cove Waterfront Resident-Owned Affordable FL 55Community

in Waterfront Retirement Communities, Venice Florida, Seniors Real Estate Specialist, Senior Communities, Manufactured Homes, All Florida, Affordable Retirement Communities,


499 Imperial Drive
North Port, 55+ Communities Florida 34287

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